San Luis Obispo County

Trust & Estate Attorney in San Luis Obispo Who Knows What Holds Up in Court

Most everyone needs a trust. We have argued poorly drafted estate plans in court, and that experience shapes every document we create. Central Coast natives serving SLO County families for over 30 years.

  • Free consultations, no pressure
  • Flat-fee estate plans with transparent pricing
  • Litigators who draft contracts that hold up in court
  • Central Coast natives with 30+ years combined experience
  • Payment plans available
CA State Bar Licensed
CLA Member
SLO Chamber Member
BBB Accredited

Get Your Free Consultation

No pressure. No jargon. Just honest answers.

Free consultations Mon – Fri, 9am – 5pm. Same-week appointments often available.

California State BarCA State Bar
California Lawyers AssociationCLA Member
SLO Chamber of CommerceSLO Chamber
Better Business BureauBBB Accredited
Avvo RatedAvvo Rated

What Every SLO County Property Owner Should Know About Trusts

Home values across San Luis Obispo County have climbed steadily for more than a decade. A home near downtown SLO, in Paso Robles wine country, or along the Morro Bay coastline can easily reach $900,000 to $1.5 million or more. Without a properly funded living trust, that property goes through California probate at your death. Probate is public, takes 12 to 18 months, and carries statutory fees calculated on the gross value of your estate, not your equity.

Under California Probate Code sections 10810 through 10814, combined attorney and executor fees on a $1 million estate exceed $46,000 before court costs, appraisal fees, and publication expenses. A properly funded living trust sidesteps every bit of that, and the assets transfer directly to your beneficiaries without any court involvement.

At Tardiff and Saldo, we have drafted estate plans and we have argued them in court when disputes arise. That experience directly shapes every document we create. We include deed preparation and recording as part of every trust plan because a trust that has never had property moved into it provides no probate protection for that property!

For a closer look at trust structures, funding, and the documents involved, see our trust and estate planning services page.

Trust and estate planning attorney San Luis Obispo 93401 reviewing living trust documents

Estate Planning Services for SLO County Families

Living trust attorney reviewing trust documents with San Luis Obispo 93401 family

Living Trusts & Wills

A revocable living trust keeps your estate out of probate, out of public record, and in your control. We handle the deed transfer and full asset funding as part of every plan. No incomplete paperwork.

Living Trusts & Wills →
Probate attorney San Luis Obispo County Superior Court estate administration

Probate & Estate Administration

When a family member passes without a trust, probate is required. Our office is two blocks from the SLO County Superior Court. We handle the entire process from initial petition through final distribution.

Probate Law →
Elder law attorney protecting seniors from financial abuse San Luis Obispo 93401

Elder Law & Elder Abuse

SLO County has one of the highest concentrations of residents over 65 in California. We handle elder financial abuse claims, conservatorship, Medi-Cal planning, and estate planning for aging adults.

Elder Law →
Special needs trust attorney San Luis Obispo protecting government benefits

Special Needs Trusts

If a family member receives Medi-Cal or SSI, a direct inheritance can disqualify them from benefits. A properly drafted special needs trust protects an inheritance without putting eligibility at risk.

Special Needs Planning →

We Also Handle Business Law and Civil Litigation

Tardiff and Saldo is a full-service firm. The same litigation background that informs our estate planning work also supports a complete business law and civil litigation practice. Our contracts and business agreements are drafted by attorneys who have argued them in court, which means we know exactly how to structure provisions that hold up under adversarial review. Our civil litigation team handles personal injury, auto accidents, wrongful death, and appellate work throughout SLO County on a contingency basis.

Business Law
Contracts, formation, disputes, M&A
Civil Litigation
Personal injury, auto accidents, wrongful death
Personal Injury
No fee unless we recover
Appellate Law
California Court of Appeal

A Different Kind of Law Firm

We bring litigation experience to transactional work, local knowledge to every case, and plain-spoken counsel to every client.

Litigators Who Draft Transactional Docs

Our contracts, trusts, and business agreements are written by attorneys who have argued these documents in court. That perspective eliminates the loopholes that create litigation later.

Central Coast Natives

We grew up here, practice here, and understand the specific legal landscape of San Luis Obispo County, including local courts, local judges, and local business dynamics.

Transparent Pricing & Payment Plans

Flat-fee estate planning packages so you know exactly what you're paying upfront. Payment plans available. No surprise invoices.

Full-Service Under One Roof

Estate planning, probate, elder law, business, and civil litigation, all from one firm. When your legal situation crosses practice areas, you don't need to find a second attorney.

From Your First Call to a Signed, Funded Plan

Most clients complete a full estate plan in two meetings. Here's what that actually looks like.

1
Free Consultation
We talk through your family, your property, and what you're trying to protect. No obligation, no pressure to sign anything that day.
2
We Draft Your Plan
Your trust, pour-over will, power of attorney, and healthcare directive are drafted specifically for your family and your assets, not pulled from a generic template.
3
Sign and Fund
We walk you through signing, then handle the deed transfer so your home is actually inside the trust. An unfunded trust protects nothing.

Flat-Fee Estate Plans, No Surprises

We quote a flat fee before any work begins. No hourly billing, no clock running while you ask a question.

Most complete estate plans for SLO County families, living trust, pour-over will, durable power of attorney, healthcare directive, and deed transfer for your home, fall in a defined flat-fee range that we confirm during your free consultation, before you commit to anything. Payment plans are available. Follow-up questions after your plan is signed don't generate a new bill.

Ask About Pricing →

Real Results for Real Families

5.0
★★★★★

Trusted by hundreds of SLO County families & businesses

★★★★★

"Tyler and Dustin took our estate planning seriously. They explained everything in plain English, set up our trust quickly, and the pricing was completely transparent."

Sarah M. San Luis Obispo
★★★★★

"After our car accident, we had no idea where to start. Tardiff & Saldo walked us through everything and got us a settlement we couldn't have gotten alone."

Marcus T. Paso Robles
★★★★★

"I needed a business attorney who actually knew California law. These guys have tried cases locally. Their contracts reflect that experience."

Linda R. Arroyo Grande
★★★★★

"Tardiff & Saldo know their stuff. After a relative passed away, their house, pension, and bank accounts were a mess due to a poorly planned estate by a different attorney. We should have gone to Tyler. Tyler sat down with us and patiently sorted through the documents, and provided us with a path forward. I definitely recommend talking to Tardiff & Saldo about estate planning BEFORE someone passes away."

Dan San Luis Obispo County

Attorneys You Can Talk To

Our team is led by Central Coast natives with deep roots in the community and over 30 years of combined experience.

Tyler Saldo founding attorney San Luis Obispo

Tyler Saldo

Founding Attorney

Dustin Tardiff founding attorney SLO

Dustin Tardiff

Founding Attorney

Meet the Full Team →

Serving All of SLO County

Our office is at 1235 Palm St in downtown San Luis Obispo, two blocks from the SLO County Courthouse. We serve clients throughout SLO County and into Santa Barbara County. Initial consultations available by phone, video, or in person. Same-week appointments often available.

Trust and Estate Planning FAQs

Answers to the questions SLO County families ask most before their first consultation.

Do I need a trust if I already have a will?+
A will alone means probate in California. For any SLO County homeowner, that is a significant problem. Probate takes 12 to 18 months minimum and costs statutory fees calculated on the gross estate value, not your equity. On a $1 million home, combined attorney and executor fees exceed $46,000 before court costs and appraisals. A properly funded living trust avoids probate entirely. Assets transfer to your beneficiaries privately, without court involvement, typically within weeks of your death rather than over a year.
How do I know if I need a trust in San Luis Obispo County?+
If you own real property in California, you almost certainly benefit from a living trust. California probate applies to estates with individual-name assets above $184,500, and the statutory fees are based on gross value, not equity. Given current property values throughout the county, Paso Robles wine country, and the coastal communities, most homeowners are well above that threshold. We assess your specific situation in a free consultation and give you a straight answer about what you need and why.
What makes Tardiff and Saldo different from other estate planning attorneys in SLO?+
Most estate planning firms are transactional only. We are also litigators. Tyler Saldo and Dustin Tardiff have argued trust disputes, probate contests, and estate claims in San Luis Obispo County Superior Court. That trial experience shapes every document we draft. We know how to structure provisions that hold up under adversarial pressure because we have argued these cases in court. We also handle the deed transfer and full trust funding as part of every plan, which is the step that most online services and some attorneys skip.
What does a complete estate plan from Tardiff and Saldo include?+
A complete plan from our office includes a revocable living trust, pour-over will, durable power of attorney, advance health care directive, HIPAA authorization, and a trust transfer deed recorded with the county. We also review and coordinate beneficiary designations on financial accounts, IRAs, life insurance, and payable-on-death accounts so that all of your assets pass in a coordinated way. We address Prop 19 implications for property owners and discuss any Medi-Cal or elder law considerations relevant to your situation.
Does a trust protect my assets from creditors?+
A revocable living trust does not protect assets from your own creditors while you are alive. Because you retain control and can revoke it, the law treats trust assets as your own for creditor purposes. The primary benefits of a revocable living trust are probate avoidance, incapacity planning, and privacy. Certain irrevocable trust structures can provide creditor protection in specific situations, and we advise on those options when relevant to a client's circumstances.
How long does it take to complete an estate plan?+
Most clients complete a full plan in two meetings, typically over two to three weeks. The first meeting covers your family, assets, and goals. We draft your documents, then meet again to sign. The trust transfer deed for your home is prepared and recorded as part of that same process, so your plan is fully funded, not just signed and set aside.
Do I have to come into your San Luis Obispo office?+
No. Many SLO County clients complete their entire plan by phone or video, including signing, without visiting our office. We do have a downtown San Luis Obispo location, two blocks from the courthouse, if you prefer to meet in person. Either way, the same attorney handles your plan from the first call through signing.

Ready to Protect Your Family and Your Property?

Free consultations on trusts, estate planning, probate, elder law, business law, and civil litigation. No jargon, no pressure. Central Coast attorneys with 30+ years of combined experience.

Find Our Office

Tardiff & Saldo Law Offices

1235 Palm St, San Luis Obispo, CA 93401
Two blocks from the SLO County Courthouse.

Phone: (888) 461-2215

Hours: Mon – Fri, 9:00am – 5:00pm

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